Terms of Service

Welcome to FinBudget Pro. These Terms of Service ("Terms") govern your access to and use of our website, products, and services ("Services"). Please read these Terms carefully before using our Services.

1. Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the terms, then you may not access our Services.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on this site. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your password and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

4. Financial Information and Advice

4.1. Educational Purpose Only: Our content is provided for educational and informational purposes only and should not be construed as professional financial advice, investment advice, or a recommendation.

4.2. No Client Relationship: Use of our Services does not create a client relationship with FinBudget Pro, and we are not acting as your financial advisor.

4.3. Consult Professionals: Before making any financial decisions, we strongly recommend consulting with qualified professionals, including financial advisors, accountants, and attorneys.

5. User Content

You retain ownership of any content you submit, post, or display through our Services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such User Content.

6. Intellectual Property

Our Services and their original content, features, and functionality are owned by FinBudget Pro and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Prohibited Uses

You agree not to:

• Use our Services in any way that violates applicable laws or regulations
• Use our Services to transmit harmful code or engage in hacking activities
• Attempt to gain unauthorized access to our Services or systems
• Use our Services to collect or harvest user data without permission
• Engage in any activity that interferes with or disrupts our Services

8. Termination

We may terminate or suspend your account and access to our Services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

9. Limitation of Liability

To the maximum extent permitted by law, FinBudget Pro shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our Services.

10. Disclaimers

Our Services are provided "as is" without any warranties, expressed or implied. We do not guarantee that our Services will always be secure, error-free, or available at all times.

11. Third-Party Links

Our Services may contain links to third-party websites or services that are not owned or controlled by FinBudget Pro. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

12. Governing Law

These Terms shall be governed by the laws of the United States, without regard to its conflict of law provisions.

13. Changes to Services

We reserve the right to withdraw or modify our Services, and any service or material we provide, at our sole discretion without notice. We will not be liable if, for any reason, any part of our Services is unavailable at any time or for any period.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]
Address: 123 Financial District, New York, NY 10004
Phone: (555) 123-4567